I want you to understand your options before you shop for your next real estate purchase.  Call me first for a no-obligation real estate loan consultation or credit counseling... 

Whether you are consolidating your debt, refinancing your home, or buying your first home, I have the expertise to make it a fast, easy, and enjoyable process.

As a mortgage professional with more than 25 years of experience in the real estate industry, I stand ready to assist you every step of the way.  I am truly dedicated about my profession and the result is that nearly 100% of my business is by referral from satisfied clients, trusted advisors and the most experienced realtors in Central California (Fresno, Clovis, Madera, Reedley, ...).  My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your real estate financing strategy.

Get a FREE pre approval for a real estate loan and you'll have the clout of a cash buyer. You'll know how much you can afford, what your payment will be and how much you will need to close your real estate purchase.                        

You can also use my calculators and other tools on this website to get an idea of how much of a home loan you can get according to what you want to pay.

 I understand that it's not just a house, it's your home and your future. Your home is one of the largest financial commitments that you will make during your life. 

I can help you realize that your real estate purchase is truly a valuable financial tool, and will help you achieve the dreams and plans you envision for your future.

You only think about real estate financing a few times during your life --I think about it every single day. It's your home and your future.  It's my profession and my passion.  I don't waste time -- I get you where you want to go.

Use this site to help you find out what the best real estate options are for you, then come meet me for your FREE Real Estate Pre Approval. I am ready to work for your best interest.